Account creation and guarded onboarding flow.
Current-cash starting balance with automatic rollover enabled.
Dynamic bill generation, shared/custom categories, recurring targets,
and optional same-day onboarding transactions.
Optional dormant reserve and additional categories.
Mailgun email or authenticator-app 2FA configuration.
Responsive dark/light UI with no overflow at 390px.
Fixed administrator session-ID creation bug.
Core implementation: [OnboardingService.php (line
59)](/Users/tyemeclifford/Documents/GH/budget/app/OnboardingService.php:59),
[onboarding.php (line
19)](/Users/tyemeclifford/Documents/GH/budget/views/onboarding.php:19),
and [index.php (line
143)](/Users/tyemeclifford/Documents/GH/budget/public/index.php:143).
Verification passed: financial self-test, onboarding integration test,
full browser walkthrough, mobile layout, routing guards, and zero
browser console errors. Live email delivery requires actual Mailgun
credentials and was not sent during testing.
Ty Clifford
6686388834