Start with the truth

How much money do you have in total right now?

Include the cash you consider usable across checking, cash, and other active accounts. This is your manual starting point, not a forecast.

Current available cash

Anything left at month-end can roll into the next month automatically.

02

Map the obligations

How many bills do you have in total?

We will generate one simple setup card for each bill. Enter zero if you would rather add bills from the dashboard later.

Number of bills Up to 50 can be created during onboarding.

03

Turn bills into targets

Keep a category specific to the bill, or consolidate related bills such as electric, water, sewage, and gas under Utilities.

Mark every entered bill as paid todayEach payment will reduce the available balance and create a transaction dated with the note “onboarding.”

04

Set aside and finish

These choices are optional. Everything can be changed later from the administrator dashboard.

Create common categories now, even if they are not connected to a bill yet.

Move money out of the usable budget without losing it. The hidden balance can be restored to income or a bill later.

Set money aside nowUnchecked by default. This reduces the money available for the month.

Starting cash0.00

Paid during setup0.00

Made dormant0.00

Ready to budget0.00