get('app.name', 'Neon Ledger'); $defaultTheme = (string) $settings->get('theme.default', 'dark'); ?> <?= h($title ?? 'Welcome') ?> · <?= h($appName) ?>

NL

Plan forward. Compare backward.

Your money, with a memory.

Build monthly budgets, carry unused funds forward, track bill progress, and move money out of sight without losing the paper trail.

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